Credence

Sovereign AI credit and yield

Borrower

Private USDT credit

Connect a wallet, bind repayments to Privy and AXIOM policy, prove a private credit tier, and request USDT from the lending pool.

Credit tier

Unregistered

Register a QVAC-backed proof

Max loan

$0

USDC principal limit

Collateral

0%

Required for this tier

Wallet and policy

Connect wallet

Solana wallet required for loan requests.

Privy policy prepared

Repayments are limited to the AXIOM stream vault and capped at the requested loan amount.

Borrower state: Success

Borrower proof and loan PDAs are loaded from AXIOM devnet.

Wallet action: Empty

Connect a wallet to register a proof or request a loan.

Credit scoring

GoldRush history

Cross-chain USDT and DeFi activity fetched.

QVAC scoring

Credit model ran locally on borrower device.

ZK proof

Tier threshold proof is ready for registration.

Tier proof

Model

Not registered

Wallet hash

Not registered

Proof status

not registered

Expires

Not registered

Loan request

Terms

Collateral

$80

APY

0%

Requested amount is above this wallet's registered tier limit.

Active loan

Principal

$0

Due

No active loan

Outstanding

$0

Funding

Requested

Collateral

$0

Escrow

Not locked

Repaid0%
None

Repayment stream health

Health

0.00%

Accrued

$0

Claimable

$0

Funded

$0

Total due

$0

Stream ends

No active loan

Vault balance

$0

Stream vault

Not initialized

Borrower initializes and funds the stream. Pool authority claims accrued repayments back into the AXIOM USDC vault.

Collateral terminal state

Escrow vault

No escrow

Release

No active loan

Liquidation

No warning

Recovered

$0

Liquidation operations

Pool authority wallet is required for liquidation operations.

Privy delegated repay

Borrower wallet login required

No borrower wallet connected

Delegated agent wallet

No delegated agent wallet yet

Loading Privy session.